The switch from the MetroCard to tapping a credit card or smartphone is a major milestone for the struggling subway.ImageA rider used his smartphone to pay the fare at Grand Central Station. New York City’s subway is introducing a contactless payment system that accepts credit cards and smartphone payments.CreditCreditMichelle V. Agins/The New York TimesJuly 30,…

Photo: Getty ImagesApple’s new credit card, called Apple Card, was announced this spring and isn’t available to everyone just yet—rollout for the card started this week. While a select few (a random drawing of people who signed up for the waiting list) get started using the card, let’s take a look at how it stacks…

Venmo has added the ability to transfer your balance funds into a bank account in mere seconds. The PayPal-owned peer-to-peer payments company has offered this instant deposit capability with Visa and Mastercard debit cards for some time, but opening it up to bank accounts adds more flexibility. As with instant transfers to a debit card,…

The much-anticipated Apple Card has an application process that can be done on your iPhone in minutes. Not only is it fast—it’s open to a wide range of credit histories once it rolls out to the general public later this month.That means that you can probably get approved for this card if you have a…

Screenshot: David MurphyIt was bound to happen someday: Someone finally counterfeited my new credit card, and I received an alert that they were trying to make a physical purchase at a local gas station. And here’s a quick explanation of why I almost missed this critical notification (so you don’t have the same issue in…

A new school year is approaching, and for Apple that means an expansion of its contact-free student IDs. Apple Watch and iPhone owners can tap their devices to access campus facilities in 12 more schools, and these are institutions you’ll likely recognize — Georgetown University, the University of Tennessee and the University of San Francisco…